How to Buy and Sell a Home at the Same Time in Central Florida | 3 Proven Strategies
Feeling Stuck Between Selling and Buying? Here’s How to Move Smarter, Not Harder
If you’re ready to move but the thought of juggling two homes has you overwhelmed, here are three smart strategies that can help you navigate buying and selling with confidence.
Trying to figure out how to buy and sell a home at the same time in Central Florida?
You’re not alone. This is one of the most common and most stressful questions I hear from homeowners across Clermont, Minneola, Groveland, Winter Garden, and surrounding areas.
Whether you’re upsizing for more space or downsizing into your next chapter, timing two transactions can feel like solving a high-stakes puzzle. The good news? With the right plan in place, it can be done, smoothly, strategically, and with a lot less stress.
Let’s break down the three most effective ways to sell your current home and buy your next one at the same time.
Strategy 1: Buy First, Then Sell
This strategy is best for those who want to avoid the chaos of temporary housing or juggling two closings.
Here’s how it works:
- You purchase your new home first.
- Once you’re settled in, we list and sell your current home.
Pros:
- No need for short-term rentals or storage.
- No pressure to line up both closings.
- Great for families with kids, pets, or packed schedules.
Cons:
- You’ll need to qualify to carry two homes temporarily.
- Requires financial flexibility or strong financing.
Pro Tip: If you’re financing with a conventional loan, ask your lender about mortgage recasting. This allows you to apply the proceeds from your home sale toward the principal of your new mortgage without having to refinance.
Strategy 2: Sell First, Then Rent Short-Term
This is a smart option for buyers who don’t want the pressure of timing everything perfectly or the risk of carrying two mortgages.
Here’s how it works:
- Sell your current home.
- Move into a short-term rental.
- Buy your new home when you’re ready.
Pros:
- You’ll know exactly how much you have to work with.
- No double mortgage payments.
- Flexibility to wait for the right home.
Cons:
- You’ll have to move twice.
- Temporary housing can feel inconvenient.
The Upside: Central Florida has plenty of short-term rental options, many of which are fully furnished. You can move in with just your clothes and toothbrush.
Strategy 3: Sell Now, Buy Once You’re Under Contract
Looking for a seamless move with minimal disruption? This strategy helps coordinate both closings, often within days of each other.
Here’s how it works:
- We list your current home now.
- Once you’re through the inspection and appraisal period with your buyer, we begin your home search.
Pros:
- Often allows for back-to-back closings.
- Avoids temporary housing and double payments.
Cons:
- You may need to submit a contingent offer, which can be less attractive to sellers.
- Requires strong organization and tight timelines.
This method works best for highly motivated and organized movers, and it helps when you have an experienced team managing all the moving parts.
So, Which Strategy Is Right for You?
There’s no one-size-fits-all answer. Your ideal strategy depends on your finances, timeline, and tolerance for juggling logistics. The key is to work with a real estate team that understands the local market, communicates clearly, and can help you build a plan that works for you.
At Deniz Realty Partners, we specialize in helping buyers and sellers navigate these transitions across Clermont, Minneola, Montverde, Oakland, Groveland, and Winter Garden.
Ready to make your next move smarter, not harder?
Call or text Jamie Bevelacqua at 407-820-7017. Let’s build a plan that’s just right for your next chapter.s. Whether you’re buying your dream home or securing the best deal on a new build, I’m here to help you every step of the way!
